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Estate Planning
Your 401(k) and IRA pass to whoever is named on your beneficiary form, not according to your will. If that form is outdated, incomplete, or blank, your savings may not go where you intend.
Estate Planning
The relative who turns every holiday into a scene may end up with real legal power over how your estate is handled. Alabama's intestacy laws do not screen for drama.
Estate Planning
Under Alabama law, if you die without a will, a stepchild you raised as your own inherits nothing from you. Not because anyone intended it that way. Because the law doesn't ask how you raised him.
Estate Planning
You still owe money on your home. You also want that home to go to your children someday. Those two things are not in conflict.
Estate Planning
She turned 19 eight months ago. To you, nothing changed. To the law, everything did.
Estate Planning
Most people assume their home automatically goes to the right person when they pass. In Alabama, that is not always true.
Estate Planning
Your family will write your obituary. The question is whether they will also know where the will is, who can access the accounts, and what you actually wanted to happen to everything you built.